Insurance Terms & Conditions

HERO Arrive & Drive Insurance Terms & Conditions Summary

Comprehensive Insurance cover is mandatory and subject to the following conditions:-

The insured shall verify the identity and permanent address of the Hirer and any other permitted driver by means other than relying solely on the information contained in the Hirers or drivers driving licence and that such person is not amongst the excluded persons enumerated below.

The insured Vehicle shall not be let out on hire or to be driven by:-

1. Hirers under 25 or over 70 years of age unless otherwise agreed by insurers
2. Hirers aged 25 or over unless a full driving licence valid in the United Kingdom or a European or International driving license that is accepted in the UK and  has been held for 12 months.
3. Persons who have been convicted with an offence in connection with the driving of a motor vehicle or motorcycle and/or have had their driving licence endorsed or suspended or penalty points imposed. Parking and not more than two speeding or traffic light offences in the past 3 years may be ignored. ‘Spent’ convictions, covered by the Rehabilitation of Offenders Act 1974 may be disregarded.
4. Persons who have any mental of physical defect or infirmity or suffers from fits, diabetes or any heart complaint.
5. Persons who have had their insurance declined and/or renewal refused and/or special insurance terms imposed as a result of claims experience and/or have had their insurance or cover cancelled by any Motor Insurer.
6. Persons engaged wholly or partly in professional entertainment or professional sports persons
7. Jockeys and persons connected with racing of any sort.
8. Undergraduates and/or students under 25 years of age.
9. Persons who, whilst driving, have been involved in more than one accident during the last 3 years
10. Foreign service personnel other than persons born in the United Kingdom.

Any person outside the above parameters will be quoted on a one to one basis by our insurers.

The insured vehicle shall be driven only by the hirer or other permitted driver who has completed and signed a Hirers Proposal Form immediately prior to any hiring.

The insurers form of proposal for Hirer Drive Insurance or as otherwise may specifically agreed shall be completed and signed by each Hirer or other permitted driver. Such proposal shall be forwarded immediately to insurers. The proposal form must be completed by the Hirer or other permitted driver in all respects. 

Comprehensive cover carries a £250 excess in respect of all claims other than Third Party.

Premium as specified for each group -  subject to acceptance by the underwriters.

If you cannot meet the above terms plese contact us and we will propose you to our insurance providers. 

For full details please e mail classichire@heroevents.eu